Launch Your Own Branded
Web, Android & iOS
Payment Platform
Start your own digital payment, recharge, bill payment, assisted banking and utility service business with HWRS PayTech White Label Solution.
Trusted by 500+ partners across India
Your Brand, Our Technology
Launch under your own brand name,
logo, color theme and domain
Web, Android & iOS Platform
Branded web portal, Android app
and iOS customer app included
Partner Hierarchy Support
Manage MD, Distributor, Retailer
and Merchant network
50+ Digital Services
Recharge, bill pay, AEPS, money
transfer and more enabled
Your Brand, Our Technology
White Label means you get a ready-made fintech technology platform that can be launched under your own brand identity — without building software, mobile apps, APIs, wallets, service modules or partner panels from scratch.
Your Brand,
Your Identity
Own brand name, logo, color theme, domain, app icon and platform identity.
Branded
Web Portal
Manage partners, services, wallets and reports from one web platform.
Android
Customer App
Branded Android customer app under your own business name and logo.
iOS
Customer App
Branded iOS app for Apple device users under your own brand name.
Partner
Mobile App
Role-based app for Master Distributors, Distributors and Retailers.
White Label
Admin Panel
Full control over partners, wallets, services, reports and support.
Choose the Model That Fits Your Business
Every business has a different requirement. Choose only B2B partner network model, only customer app model, or a complete Web + Android + iOS ecosystem.
B2B Partner Network Model
Create and manage a complete business hierarchy with Master Distributors, Distributors, Retailers and Merchants through web panel and partner mobile app.
- Branded web portal & admin panel
- MD, Distributor & Retailer panels
- Partner mobile app with role access
- Wallet, ledger & commission reports
- Recharge, bill pay & service access
Customer App Model
Launch a customer-facing Android and iOS mobile app under your own brand for direct customer service delivery.
- Branded Android customer app
- Branded iOS customer app
- Customer wallet & transaction history
- Recharge, bill pay & utility services
- Notifications & digital receipts
Complete Web + Android + iOS
Run a complete digital service ecosystem — manage B2B partner network through web while offering customers branded Android and iOS apps.
- Branded web portal & admin panel
- Android & iOS customer apps
- Partner mobile app with roles
- Full partner hierarchy management
- Complete reports & API connectivity
Choose Web Portal, Android App,
iOS App or Complete Platform
HWRS PayTech White Label can be provided in different platform combinations based on your business requirement — from only web portal to a complete Web + Android + iOS package.
ADMIN + PARTNER PANELS
BRANDED CUSTOMER APP
APPLE DEVICE USERS
WEB + ANDROID + IOS
Manage Your Complete Partner Network
HWRS PayTech White Label supports a structured partner hierarchy so your business can grow in an organized way — from Master Distributors to Retailers and Merchants.
Master Distributor
Manages a wide network of Distributors and Retailers. Suitable for area-level, state-level or large network partners.
- Wide network management
- Web panel & partner app access
- Wallet & commission reports
Distributor
Manages Retailers under a specific area, market, city or business group. Accesses features through web panel and partner app.
- Area-level network management
- Retailer onboarding & management
- Transaction & commission visibility
Retailer
Provides services directly to customers from a shop, office, service center, cyber cafe or local business point.
- Direct service delivery to customers
- Web panel & partner app access
- Wallet balance & receipt generation
Merchant
Uses enabled services based on business requirements and service activation. Access based on role and permission setup.
- Role-based service access
- Business-specific service modules
- Transaction history & reports
Benefits for White Label Partners
Everything you need to launch and grow a successful branded fintech business — without building from scratch.
Faster Market Entry
Start your branded platform faster without building everything from scratch.
Brand Ownership
Run your platform under your own name, logo, theme, domain, app icon and identity.
Low Infrastructure Effort
No need to build web portal, Android app, iOS app, service APIs and reporting systems from zero.
Business Flexibility
Choose partner network, customer app, or complete Web + Android + iOS hybrid model.
Wider Business Reach
Serve both partner networks and customer mobile app users depending on your business model.
Scalable Business Model
Grow from a small partner network to a large digital service business with structured roles and reports.
Operational Control
Manage users, partners, services, wallets, reports and support from one platform.
Technical Support
Get platform-level technical assistance for service operations, issue tracking and integration support.
Business Monitoring
Track transactions, wallets, commissions, partners, customers and services through dashboards and reports.
Who Can Use Our White Label Solution?
HWRS PayTech White Label Solution is suitable for a wide range of businesses and individuals looking to build their own fintech brand.
Complete Platform Under Your Own Brand
A white label partner can operate with full business identity — from your brand name and logo to your own web portal, Android app, iOS app and partner network.
Control Your Business from One Powerful Dashboard
The white label admin panel gives you full operational control — manage partners, customers, services, wallets, transactions, commissions and support from one place.
Business Setup
- Dashboard Overview
- Business Profile Management
- Logo and Branding Setup
- Web Portal Branding
- Android App Branding Support
- iOS App Branding Support
- Service Management
Partner Management
- Master Distributor Management
- Distributor Management
- Retailer Management
- Merchant Management
- Customer Management
- User Role Management
- KYC and Document Monitoring
Reports & Monitoring
- Wallet and Ledger Monitoring
- Transaction Reports
- Commission and Margin Reports
- Service-wise Reports
- Partner-wise Reports
- Complaint and Support Tracking
- Business Performance Visibility
Branded Android & iOS Apps for Customers and Partners
Choose customer app, partner app, or both — based on your business model.
Customer Mobile App
Branded Android & iOS for customers
Launch a customer-facing Android and iOS app under your own brand. Customers can access enabled digital services directly from their mobile phones.
- Branded Android App
- Branded iOS App
- Mobile Recharge
- DTH Recharge
- BBPS Bill Payments
- Utility Payments
- FASTag Recharge
- Wallet Access
- Transaction History
- Digital Receipts
- Customer Support
- Secure Login
Partner Mobile App
Role-based app for MD, Distributor, Retailer
A partner mobile app with role-based access for Master Distributors, Distributors and Retailers — manage business anytime from mobile.
- Role-Based Login
- Master Distributor Access
- Distributor Access
- Retailer Access
- Wallet Balance View
- Ledger Reports
- Service Access
- Transaction History
- Commission Visibility
- Receipt Generation
- Support Ticket Access
- Notifications & Alerts
Build Your Own Identity in the Market
Your white label platform can be aligned with your business brand across the web portal, Android app and iOS app. Partners and customers will interact with your platform as your own branded business.
The platform can be customized according to your business name, branding, logo, color theme, service requirement and selected business model.
Track Transactions, Wallets, Commission and Partner Activity
A strong reporting system helps you monitor business performance and manage operations better.
Clear Wallet Visibility for Business Operations
Wallet and ledger tools help partners monitor balance, debit, credit, commission, service usage and transaction history. Features may vary depending on service type, agreement and enabled modules.
- Wallet Balance View
- Wallet Load Request
- Debit and Credit Report
- Partner & Retailer Wallet Reports
- Commission Credit
- Refund Credit
- Ledger Statement
- Settlement Tracking
- Balance Monitoring
Flexible Business Margin Structure
White label partners can manage business margins and commission structures based on their agreement and enabled services — with full visibility and transparency.
- Service-wise Margin
- Role-wise Commission
- Master Distributor Commission
- Distributor Commission
- Retailer Commission
- Transaction-wise Margin
- Report-Based Commission Visibility
- Commission Credit Tracking
- Commission Reversal on Failed Transactions
Powered by HWRS PayTech Service Infrastructure
White label partners do not need to develop their own API connections for every service from scratch. HWRS PayTech manages the backend service connectivity and API-based service routing.
This lets partners focus on branding, partner onboarding, customer acquisition and business growth — while HWRS PayTech supports the technology ecosystem.
How HWRS PayTech Supports Your White Label Business
HWRS PayTech helps white label partners with the technology and platform ecosystem required to operate their branded fintech business.
Platform Setup
Complete platform configuration and initial setup support for your white label business.
Branding Configuration
Logo, color theme, domain, app icon, splash screen and identity setup across all platforms.
Service Activation Support
Assistance for enabling and configuring digital service modules based on your business model.
Web Portal Setup
Branded web portal configuration including admin panel, partner panels and service modules.
Android App Support
Support for branded Android customer app and partner app setup and configuration.
iOS App Support
Support for branded iOS customer app setup, configuration and branding.
Partner Hierarchy Setup
Setup of Master Distributor, Distributor, Retailer and Merchant roles in the platform.
Wallet & Report Configuration
Wallet, ledger and report system configuration for your business network.
Technical & Operational Support
Technical issue support, transaction status support, API connectivity and operational guidance.
Simplify Your Payments with HWRS Pay
Secure, fast, and reliable digital transactions. Manage your utility bills, mobile recharges, and business payments effortlessly from anywhere.
B2B Recharge Mobile App
B2C Recharge Mobile App
