Power Your Platform
with HWRS PayTech APIs
Integrate recharge, bill payment, utility services, assisted banking, wallet-based services, and other digital service modules into your own website, mobile app, software, or business platform with HWRS PayTech APIs.
Easy API Integration
Secure Authentication
Real-Time Transaction Status
Webhook / Callback Support
Sandbox Testing Support
Developer Documentation
Wallet & Balance API
Technical Support
Trusted by 500+ developers and partners
POST /v1/payments/initiate
{
"amount": 500.00,
"customer": "John Doe",
"product": "AEPS",
"mode": "UPI"
}
Easy API Integration
Simple structured API flow for any
platform or tech stack
Secure Authentication
API key-based access with controlled
and secure request handling
Real-Time Processing
Get transaction status and callback
updates instantly
Technical Support
Onboarding, testing and go-live
coordination assistance
APIs Designed for Fast,
Secure and Scalable Integration
HWRS PayTech APIs are built for businesses that want to launch digital services quickly without building complete backend service infrastructure from scratch. Our API ecosystem helps partners connect their platform with enabled services such as mobile recharge, DTH recharge, BBPS bill payment, utility payments, AEPS, Micro ATM, FASTag, PAN, insurance, travel, and other supported services.
API Partners can integrate HWRS PayTech services into:
Simple
Integration Flow
Designed for websites, mobile apps,
portals and software platforms
Sandbox
Environment
Test APIs and validate request-response
flow before going live
Secure
Authentication
API key-based access control with
secure request-response handling
Real-Time
Processing
Transaction status, callback updates
and operational visibility
Everything You Need to Launch Digital Services Faster
Easy Integration
Simple and structured API flow designed for websites, mobile apps, portals and software platforms.
Secure Access
API key-based authentication, controlled access and secure request-response handling.
Real-Time Processing
Get transaction status, service response, callback updates and operational visibility in real time.
Sandbox Testing
Test APIs before going live and validate request-response flow in a controlled environment.
Detailed Documentation
Clear API documentation with endpoint details, request-response format, error codes and integration guidance.
Dedicated Technical Support
Get assistance for onboarding, API testing, callback handling, transaction status and go-live coordination.
Powering the next generation of Fintech
One Integration. Endless Possibilities.
With HWRS PayTech APIs, your platform can offer multiple digital services from a single backend integration model.
Mobile & DTH
Enable prepaid recharge, postpaid recharge, DTH recharge and related services.
BBPS & Utility Payments
Integrate electricity, water, gas, broadband, FASTag and other supported bill payment services.
AEPS & Assisted Banking
Enable Aadhaar-based assisted banking services where applicable and approved.
Reports & Accounts
Track wallet balance, ledger, transaction status, service reports, settlements and reconciliation.
Partner Platform Integration
Enable retailers, distributors, agents or merchants through your own B2B platform.
Customer App Integration
Add digital service modules into your Android or iOS customer app.
White Label Connectivity
Use HWRS PayTech APIs as backend service connectivity for your own branded white label platform.
POST /v1/payments/initiate { "amount": 500.00, "customer": "John Doe", "mobile": "9876543210", "product": "AEPS", "mode": "UPI", "callback_url": "https://yourdomain.com/callback" }
Build. Integrate. Scale. We make it simple.
Get Started in 4 Simple Steps
From API access to live transactions — get your integration up and running in 4 simple steps.
01
Register as API Partner
Submit your business details, contact information, service requirement and onboarding documents.
02
Select Services
Choose the API services you want to integrate such as recharge, BBPS, AEPS, wallet or other enabled services.
03
Integrate and Test
Use API documentation, sandbox access where applicable and callback configuration to complete integration.
04
Go Live and Monitor
Move to production after approval, start live transactions and monitor activity through dashboard, reports, status APIs and support channels.
How a Transaction Flows
Customer
Places request
Retailer
Processes via app
HWSR API
Instant routing
Operator
Service delivery
Customer
Gets service
Simple Integration Flow for Your Platform
HWRS PayTech API integration is designed to help businesses connect services step by step.
API Partner Onboarding
Complete API partner registration, KYC, commercial discussion, service selection and required approval process.
API Credentials & Access
After approval, API key, secret key, token access, IP whitelisting or other required access details may be provided.
Sandbox / Testing Setup
Test APIs in a sandbox environment to validate service flow, transaction request, response, callback and status handling.
Service Integration
Your development team integrates selected APIs into your website, app, portal or software using HWRS PayTech documentation.
Callback & Status Handling
Your system receives transaction updates through callback/webhook or status-check API depending on service flow.
Go Live
After testing and approval, services can be moved to production environment for real transactions.
Monitor & Scale
Track transactions, wallet balance, reports, failed/pending status, refunds, service activity and business performance from dashboard or APIs.
One API Ecosystem for Multiple Digital Services
HWRS PayTech APIs can support multiple service categories depending on availability, approval, provider rules, compliance requirements and commercial agreement.
Recharge APIs
- • Mobile Recharge API
- • DTH Recharge API
- • Prepaid Recharge API
- • Postpaid Recharge API
- • Data Card Recharge API
Bill Payment APIs
- • BBPS Bill Payment API
- • Electricity Bill Payment API
- • Water & Gas Bill Payment API
- • Broadband Bill Payment API
- • FASTag Recharge API
Assisted Banking & Payment
- • AEPS API
- • Micro ATM API
- • Wallet Balance API
- • Merchant Payment APIs
Business & Utility APIs
- • PAN Services API
- • Insurance API
- • Travel Booking API
- • Digital Gold API
- • Other Enabled Service APIs
Payment / Service Initiation Example
A typical API request for payment or service initiation. Actual endpoints, parameters, authentication method and response format may vary depending on service type and final API documentation.
POST /v1/payments/initiate Host: api.hwrspay.com Authorization: Bearer YOUR_API_KEY Content-Type: application/json { "amount": 500.00, "customer_name": "John Doe", "mobile": "9876543210", "service": "UTILITY_BILL_PAYMENT", "operator": "BILLER_CODE", "reference_id": "YOUR_UNIQUE_TXN_ID", "callback_url": "https://yourdomain.com/callback" }
{ "status": "pending", "message": "Transaction accepted for processing", "transaction_id": "HWRS202606100001", "reference_id": "YOUR_UNIQUE_TXN_ID" }
Note: Actual API endpoints, parameters, authentication method, service codes, response format and callback structure may vary depending on service type and final API documentation.
Standard Transaction Flow
A typical API transaction flow may work like this:
Customer Request
Your customer or user initiates a service request from your website, app or software.
API Request
Your system sends a secure request to HWRS PayTech API with required service details.
Validation
HWRS PayTech validates request parameters, authentication, wallet balance, service availability and transaction rules.
Service Processing
The request is routed to the appropriate service provider, operator, biller or payment system.
API Response
Your system receives initial response such as success, failed, pending, processing or accepted.
Callback / Status Update
Final transaction status can be received through callback/webhook or status-check API depending on service flow.
Report & Reconciliation
Your platform can reconcile transaction, wallet debit/credit, commission, refund and status through reports.
Secure API Access for Business-Critical Transactions
HWRS PayTech APIs are designed with secure access and controlled integration practices. API Partners must protect their credentials and must not share keys or tokens with unauthorized users.
Built for Digital Businesses and Technology Teams
If your business wants to add digital services to an existing platform or build a new fintech product, HWRS PayTech APIs can help you launch faster.
Real-Time Transaction Updates
Callback and webhook support helps your platform receive transaction status updates automatically. When a transaction is processed, your system may receive updates such as:
API partners should maintain secure callback URLs and verify callback responses as per documentation.
Callback Benefits
Faster Status Update
Receive real-time transaction results without polling APIs repeatedly.
Better Customer Communication
Instantly notify your customers about transaction status updates.
Automated Reconciliation
Auto-update transaction records based on callback data without manual effort.
Improved Transaction Tracking
Maintain accurate transaction logs with real-time status flow for better operational control.
Test Before You Go Live
HWRS PayTech can provide sandbox or testing support where applicable, so developers can test the integration before production use. This helps reduce integration errors and improves go-live readiness.
Sandbox testing helps validate:
Expand Your Platform Without Building Everything from Scratch
Faster Market Entry
Launch digital services faster using HWRS PayTech's ready service infrastructure.
Multi-Service Capability
Offer recharge, bill payments, utility, assisted banking and more from one platform.
Better Customer Experience
Provide real-time service access to your users through your own app, website or software.
Reduced Development Effort
Avoid building every service connection, provider flow and operational backend from zero.
Scalable Business Model
Start with selected services and expand as your business grows with additional service modules.
Operational Visibility
Track transactions, wallet, service status, reports and reconciliation from one place.
Developer Friendly
Structured documentation, testing flow, callbacks and response formats for smoother integration.
Ready to Get Started?
Power your platform with HWRS PayTech APIs and launch digital services faster.
Monitor API Usage and Transaction Activity
HWRS PayTech can provide dashboard and reporting tools to help API Partners monitor their business activity and manage operations more effectively.
This helps API partners manage operations, reconciliation, customer support and business growth more effectively.
Where You Can Use HWRS PayTech APIs
Recharge Platform
Add mobile recharge, DTH recharge, postpaid and related services into your portal or app.
Bill Payment Platform
Allow customers to pay utility bills and BBPS-supported billers through your system.
Retailer / Distributor Platform
Enable retailers, distributors, agents or merchants to process services from your B2B software.
Customer Mobile App
Add recharge, bill payment, wallet and utility features inside your Android or iOS app.
White Label Platform
Use HWRS PayTech APIs as backend service connectivity for your own branded fintech platform.
ERP / CRM Software
Integrate service payments, collections, wallet reports and transaction modules into business software.
Fintech Marketplace
Offer multiple services from one platform and create new service-based revenue streams.
Create a New Revenue Stream
with API-Based Services
HWRS PayTech APIs help businesses add digital services to their existing platform and create new revenue opportunities. Instead of building every service module internally, integrate enabled APIs and focus on customer acquisition, platform growth and service expansion.
ADDITIONAL INFRA COST
API DRIVEN SERVICES
SERVICE MODULES
SERVICE REVENUE POTENTIAL
Built for Businesses That Want More Than Just Integration
Ready for Web, Android and iOS
Integrate APIs into websites, Android apps, iOS apps, dashboards, portals and software platforms.
Suitable for B2B and B2C
Use APIs for retailer platforms, distributor portals, customer apps, white label systems and business software.
Secure and Structured
API authentication, transaction validation, status checks and callback support help keep integration organized.
Multi-Service Access
Enable recharge, bill payment, assisted banking, utility and other supported services.
Developer Support
Get documentation, testing support and technical coordination for smoother integration.
Business Dashboard
Monitor API transactions, wallet activity, reports, service performance and operational status.
Simplify Your Payments with HWRS Pay
Secure, fast, and reliable digital transactions. Manage your utility bills, mobile recharges, and business payments effortlessly from anywhere.
B2B Recharge Mobile App
B2C Recharge Mobile App
