Smart Digital Services for
Retailers, Partners and Customers
HWRS PayTech brings recharge, bill payment, assisted banking, travel, insurance, government and utility services into one connected platform.
Our services are designed for Retailers, Distributors, Master Distributors, White Label Partners, API Partners, Merchants and Customers. Partners can access enabled services through web panel, partner mobile app, Android app, iOS app, white label platform or API integration based on their role and approval.
Highlights
50+
Digital Services
Recharge, bills & utilities
Web + App
Multi-Platform
Panel, Android & iOS access
Wallet
Ledger & Reports
Full transaction visibility
24/7
Partner Support
Issue tracking & helpdesk
Aadhaar Enabled Assisted Banking Services
HWSR PayTech enables AEPS services for eligible partners who want to offer Aadhaar-based assisted banking services to customers. AEPS services are useful for customers who need nearby access to basic banking assistance through authorized service points.
- Cash withdrawal, where enabled
- Balance enquiry, where enabled
- Mini statement, where enabled
- Aadhaar-based authentication
- Retailer-assisted service flow
- Transaction status tracking
- Digital receipt
- Retailers
- Merchants
- Service centers
- Distributor networks
- Master Distributor networks
- White Label Partner networks
- Useful in local and semi-urban markets
- Helps customers access banking assistance nearby
- Increases retailer service value
- Adds strong footfall opportunity for shops
UPI-Based Cash Withdrawal Support
HWSR PayTech can enable UPI Cash Withdrawal services for eligible partners and merchants where service provider support is available. This service helps customers access cash withdrawal assistance through enabled local service points.
- UPI-based service flow
- Retailer-assisted cash withdrawal
- Transaction status tracking
- Wallet visibility
- Digital receipt
- Web panel and mobile app access
- Retailers
- Kirana stores
- Mobile shops
- Local merchants
- Service centers
- Useful local financial service
- Helps increase customer visits
- Adds more service value to retailer business
- Supports mobile and web-based operations
Micro ATM Services for Local Service Points
HWSR PayTech supports Micro ATM services for eligible partners through approved devices and service activation. Micro ATM services help retailers and merchants provide assisted banking and card-based transaction support from their business location.
- Micro ATM transaction support
- Device-based service flow
- Cash withdrawal, where enabled
- Balance enquiry, where enabled
- Receipt generation
- Transaction tracking
- Wallet and ledger reports
- Retail shops
- Service centers
- Mobile stores
- Merchants
- Distributor networks
- White Label Partner networks
- Adds assisted banking service to shops
- Useful for areas with limited banking access
- Helps retailers serve more customers
- Supports transaction visibility and reporting
Complete Banking Services for Retailers and Partners
HWSR PayTech offers a range of assisted banking services for eligible partners beyond individual products. Retailers and service points can help customers with everyday banking needs through one integrated platform with wallet, reports and transaction visibility.
- Assisted banking service support
- Balance and account enquiry, where enabled
- Mini statement support, where enabled
- Retailer panel and mobile app access
- Transaction history and receipts
- Wallet and ledger reports
- Service activation based on role and approval
- Retailers
- Merchants
- Service centers
- Cyber cafes
- Distributor networks
- White Label Partner platforms
- Adds trusted financial services to local shops
- Helps customers avoid long bank queues
- Increases daily customer engagement
- Supports multi-service business growth
Digital Payment Solutions for Businesses
HWSR PayTech enables payment solution services for eligible partners and merchants who want to accept and process digital payments. Partners can offer QR-based payments, wallet payments and supported payment flows through web panel, mobile app or API integration.
- QR and digital payment support, where enabled
- Wallet-based payment flow
- Transaction status tracking
- Settlement and ledger visibility
- Retailer and merchant panel access
- Receipt generation
- API and White Label integration support
- Retailers
- Merchants
- Shop owners
- Service centers
- API Partners
- White Label Partners
- Helps businesses accept digital payments
- Useful for modern retail and service points
- Supports cashless customer experience
- Adds revenue opportunity for partners
Fast Mobile Recharge Services for Every Customer
HWSR PayTech enables retailers, partners and customer app users to process mobile recharges quickly through one simple platform. Retailers can provide prepaid recharge services to walk-in customers, while customers can also recharge directly from Android and iOS app where customer app access is enabled.
- Prepaid mobile recharge
- Multiple operator support
- Web panel access for retailers
- Mobile app access for partners
- Customer app access, where enabled
- Wallet-based transaction flow
- Recharge status tracking
- Digital receipt generation
- Mobile shops
- Retail stores
- Cyber cafes
- Digital service points
- Distributor networks
- White Label Partner platforms
- Customer mobile app users
- High-demand daily service
- Helps increase customer footfall
- Easy service processing
- Useful for local shops and small merchants
- Can be offered through web, app or API
Pay Electricity, Water, Gas and Other Utility Bills
HWSR PayTech enables utility bill payment services for retailers, partners and customers through a single digital platform. Retailers can help customers pay their monthly bills from nearby shops, while customer app users can pay bills directly from mobile where enabled.
- Electricity bill payment
- Water bill payment
- Gas bill payment
- Broadband bill payment
- Utility payment support
- Bill fetch, where supported
- Payment status tracking
- Receipt generation
- Retailers
- Kirana stores
- Cyber cafes
- Service centers
- Customer mobile app users
- White Label Partner platforms
- API-based businesses
- Monthly repeat service
- Helps retailers attract regular customers
- Simple payment flow
- Reduces need for customers to visit multiple counters
- Supports web, mobile app and API model
DTH Recharge Services from One Platform
HWSR PayTech helps partners offer DTH recharge services for supported operators through retailer panel, partner mobile app, customer app or API integration. Retailers can serve customers who need quick DTH recharge support from nearby shops or service points.
- DTH recharge support
- Operator-wise recharge processing
- Transaction status tracking
- Digital receipt
- Wallet debit and ledger visibility
- Retailer and partner app access
- API integration support, where enabled
- Retail shops
- Mobile stores
- DTH service points
- Local merchants
- Customer mobile app users
- API and White Label Partners
- Regular customer demand
- Adds one more service to retailer business
- Simple processing from web or mobile
- Helps partners expand service portfolio
Bharat Bill Payment Services for Partners and Customers
HWSR PayTech supports BBPS-based bill payment services where enabled and approved. Through BBPS services, partners can offer bill payment facilities across supported biller categories from one platform.
- BBPS bill payment support
- Multiple biller categories
- Bill fetch and payment, where supported
- Transaction status tracking
- Digital receipt
- Wallet and ledger visibility
- Retailer and partner app access
- Retailers
- Distributors
- Master Distributors
- White Label Partners
- API Partners
- Customer app users
- Trusted bill payment category
- Supports regular monthly payments
- Helps partners expand business services
- Useful for both shop-based and app-based customers
Cash and EMI Collection Support for Businesses
HWSR PayTech can support cash and EMI collection services for eligible partners and merchants based on business requirement and service activation. This service is useful for businesses that need structured collection support and digital tracking.
- Collection request support
- Customer payment entry
- Receipt generation
- Transaction report
- Status tracking
- Ledger visibility
- Partner dashboard support
- Retailers
- Merchants
- Collection partners
- Service centers
- Business networks
- Helps manage collection activity
- Provides transaction visibility
- Useful for business service points
- Supports reporting and reconciliation
Broadband and Internet Bill Payment Services
HWSR PayTech enables broadband and internet bill payment services for eligible partners where provider support is available. Retailers can help customers pay monthly broadband bills from nearby shops, while customer app users can pay directly from mobile where enabled.
- Broadband bill payment support
- Internet service provider coverage, where available
- Bill fetch and payment, where supported
- Transaction status tracking
- Digital receipt generation
- Wallet and ledger visibility
- Retailer and customer app access
- Retail shops
- Cyber cafes
- Service centers
- Customer mobile app users
- White Label Partner platforms
- Monthly recurring customer demand
- Adds utility service to retailer portfolio
- Simple bill payment flow
- Useful alongside mobile and DTH recharge
FASTag Recharge and Toll Payment Support
HWSR PayTech can enable FASTag recharge services for eligible partners where service provider integration is available. Retailers and service points can help vehicle owners recharge FASTag wallets quickly from web panel or mobile app.
- FASTag recharge support, where enabled
- Vehicle wallet top-up
- Transaction status tracking
- Digital receipt
- Wallet and ledger visibility
- Retailer panel and mobile app access
- Customer app support, where enabled
- Retail shops
- Mobile stores
- Service centers
- Travel agents
- Customer mobile app users
- Growing demand among vehicle owners
- Adds high-utility transport service
- Quick processing for walk-in customers
- Useful for shops with daily footfall
IRCTC Train Booking Services for Partners
HWSR PayTech enables IRCTC-related train booking services for eligible partners where provider integration and approval are available. Retailers and travel agents can help customers book train tickets through a simple digital process from shop or service center.
- IRCTC-related service support, where enabled
- Train booking assistance
- Customer detail and booking flow
- Booking status tracking
- Digital receipt
- Partner report visibility
- Web panel and mobile app access
- Travel agents
- Retailers
- Cyber cafes
- Service centers
- White Label Partner platforms
- High-demand travel service
- Useful for customer convenience
- Helps retailers and agents expand offerings
- Can be managed through web or mobile platform
Bus Ticket Booking for Retailers and Agents
HWSR PayTech helps eligible partners offer bus ticket booking services to customers through retailer panel, partner mobile app or customer app where enabled. Retailers and travel agents can serve customers who need quick bus booking support from nearby locations.
- Bus ticket booking support
- Route and operator coverage, where available
- Customer booking flow
- Booking status tracking
- Digital receipt generation
- Partner report visibility
- Web and mobile app access
- Travel agents
- Retailers
- Cyber cafes
- Service centers
- Customer mobile app users
- Adds daily travel service opportunity
- Useful for local and inter-city routes
- Helps increase customer visits
- Expands partner service portfolio
Courier Service Support for Local Partners
HWSR PayTech can enable courier service support through eligible retail and partner networks where service provider availability exists. Retailers and service centers can add courier-related services to their customer offering.
- Courier booking support, where enabled
- Customer details entry
- Tracking support, where available
- Receipt generation
- Partner report visibility
- Service status tracking
- Retail shops
- Cyber cafes
- Service centers
- Local agents
- Business service points
- Adds daily utility service
- Helps increase local customer engagement
- Useful for shops with customer footfall
- Expands service portfolio
Health Insurance Services for Partners and Customers
HWSR PayTech can support health insurance services for eligible partners and customers where provider availability and approval are enabled. Partners can help customers explore and avail supported health insurance plans through web panel, partner app or customer app.
- Health insurance service support
- Customer information capture
- Policy-related service flow
- Application status tracking, where available
- Digital receipt and report visibility
- Retailer and partner app access
- Customer app support, where enabled
- Retailers
- Insurance agents
- Service centers
- Customer app users
- White Label Partners
- Adds protection-focused service category
- Useful for family and individual customers
- Can be offered alongside payment services
- Helps partners build long-term customer trust
Hospicash Insurance Services for Daily Income Protection
HWSR PayTech can enable hospicash insurance services for eligible partners where provider integration is available. This service helps customers access hospital cash benefit plans through supported partner and retailer networks.
- Hospicash insurance support, where enabled
- Customer detail submission
- Policy service flow
- Status tracking, where available
- Receipt and report visibility
- Retailer panel access
- Partner mobile app support
- Retailers
- Insurance agents
- Service centers
- Travel agents
- White Label Partner platforms
- Useful add-on insurance product
- Helps customers with hospital expense support
- Expands insurance service portfolio
- Can be offered from local service points
Two-Wheeler Insurance Services for Partners
HWSR PayTech supports bike insurance services for eligible partners where provider availability exists. Retailers and agents can help customers with two-wheeler insurance requirements through a guided digital process from shop or mobile platform.
- Bike insurance service support
- Vehicle detail capture
- Policy issuance support, where enabled
- Status tracking and receipts
- Retailer and partner app access
- Customer app support, where enabled
- Report visibility for partners
- Retail shops
- Insurance agents
- Mobile stores
- Service centers
- Customer mobile app users
- High-demand vehicle insurance category
- Useful for bike and scooter owners
- Adds recurring renewal opportunity
- Supports local agent and retailer business
Car Insurance Services for Partners and Agents
HWSR PayTech enables car insurance services for eligible partners where provider integration and approval are available. Partners can help customers with car insurance needs through web panel, partner app or customer-facing platform.
- Car insurance service support
- Vehicle and customer detail flow
- Policy-related service support
- Status tracking, where available
- Digital receipt generation
- Partner report visibility
- Web and mobile app access
- Insurance agents
- Retailers
- Service centers
- Travel agents
- White Label Partner platforms
- Strong demand among vehicle owners
- Adds high-value insurance category
- Helps partners serve complete motor insurance needs
- Supports renewal and new policy business
PAN Services for Retailers and Digital Service Points
HWSR PayTech enables PAN-related services for eligible partners where service activation and provider approval are available. Retailers and service points can help customers with PAN-related requirements through a simple digital process.
- PAN service support
- Customer detail submission
- Document support, where required
- Application status tracking, where available
- Retailer panel access
- Partner mobile app access
- Report visibility
- Cyber cafes
- Retail shops
- Service centers
- PAN agents
- Local entrepreneurs
- White Label Partner networks
- High-demand document service
- Helps retailers serve local customers
- Adds government-related utility service
- Useful for service centers and cyber cafes
Digital Gold Service Support
HWSR PayTech can support digital gold-related services through eligible platforms and partners where provider integration is available. This service can be useful for customers who want access to digital gold services through an app or partner platform.
- Digital gold service support
- Customer app access, where enabled
- Transaction history
- Wallet/payment support, where applicable
- Status and report visibility
- API or White Label support, where enabled
- Customer mobile apps
- White Label platforms
- API Partners
- Digital service businesses
- Adds investment-oriented digital service
- Useful for app-based customer engagement
- Expands service category beyond recharge and bills
Gift Card Services for Customers and Partners
HWSR PayTech can support gift card services for enabled partners and customer apps where provider availability exists. Gift card services can help businesses offer more customer-focused digital products.
- Gift card purchase support
- Brand/category support, where enabled
- Digital delivery, where applicable
- Transaction history
- Receipt generation
- Customer app support
- API integration support
- Customer apps
- Retailers
- White Label Partners
- API Partners
- Digital service platforms
- Adds customer engagement service
- Useful for gifting and digital purchases
- Works well with mobile app users
- Expands business service offering
Solar Installation Lead Support
HWSR PayTech can enable solar installation lead services where available through service partners. Retailers and partners can help collect interested customer leads for solar installation services.
- Customer lead capture
- Contact detail submission
- Location and requirement capture
- Lead status tracking, where available
- Partner report visibility
- Service partner coordination
- Retailers
- Local agents
- Service centers
- Distributor networks
- White Label Partner networks
- Adds lead-based service opportunity
- Useful for local markets
- Helps partners expand beyond payments
- Supports service diversification
Use Services Through Your Own Platform
HWRS PayTech services can also be enabled for API Partners and White Label Partners.
API Access
API Partners can integrate recharge, bill payment, utility and other enabled services into their own website, Android app, iOS app, software or business platform.
- Launch services under your own brand
- Integrate multiple services through APIs
- Serve customers and partners from one platform
- Build a scalable digital service ecosystem
White Label Access
White Label Partners can offer services under their own brand using branded web portal, Android app, iOS app, partner app, customer app, wallet system and business reports.
- Launch services under your own brand
- Integrate multiple services through APIs
- Serve customers and partners from one platform
- Build a scalable digital service ecosystem
Built for Every Digital Service Business
HWRS PayTech services are suitable for:
One Platform for Multiple Service Needs
HWRS PayTech helps partners and businesses provide multiple digital services without managing different systems for every service.
Key Advantages
Multiple services from one platform
Access recharge, bills, banking, travel and more from one place.
Web panel and mobile app access
Use services from web panel, partner app, Android or iOS.
Android and iOS customer app support
Enable customer-facing app for direct digital services.
White Label and API-ready platform
Launch under your own brand or integrate via API.
Wallet, ledger and reports
Full transaction visibility with wallet and settlement reports.
Transaction status tracking
Real-time status tracking for all service transactions.
Partner hierarchy support
Retailer, Distributor and Master Distributor model.
Service-wise business visibility
Track performance service by service.
Support and issue tracking
Dedicated support with complaint tracking system.
Simplify Your Payments with HWRS Pay
Secure, fast, and reliable digital transactions. Manage your utility bills, mobile recharges, and business payments effortlessly from anywhere.
B2B Recharge Mobile App
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